Our Trademark



HFC incorporates over thirty years of health care finance expertise into every Financing Request Package (the “FRP”) for each client.  The FRP is a compilation of all information necessary for a loan officer to obtain credit approval from the respective financial institution and further serves as the pretext for all credit underwriting and negotiation between the lender and HFC for the benefit of the client.  The financing terms advocated by HFC are those which are competitive in the current market and best meet the unique needs of the project and the borrower.  The FRP contains numerous sections including project summary, financial information of the project, the profiles of owners and guarantors, market study, and where applicable the architectural and construction information.  The FRP becomes the lender’s SourceBook for obtaining loan approval.   As no other loan originator or broker of health care transactions in the United States produces such a work product in order to obtain for a client the most attractive financing terms currently available, HFC establishes in its client services agreement that the FRP is its own proprietary work product. HFC’s services agreement typically provides, in part, that (1) HFC is the exclusive financing agent for the project for a specified period of time (usually 12 months) and (2) a retainer fee (10% of HFC’s settlement fee) is due and payable upon commencement of services.


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